About Zoi Insurance

Who We Are

Zoi Insurance is an independent, licensed insurance agency proudly serving families and property owners across Texas. With physical offices in Plano, TX and Laredo, TX, we provide the personal, face-to-face service that large national insurers simply cannot match.

As an independent agency, we work with multiple top-rated insurance carriers — which means we shop the market on your behalf and find you the coverage that fits your life and your budget. We are not tied to one company. We work for you.

Our agency is built on a simple belief: every Texas family deserves clear, honest, affordable protection for their home, vehicles, and loved ones. Insurance is not just a policy — it is peace of mind.

Our Mission

To be the most trusted local insurance agency in North and South Texas by putting our clients' needs first, providing transparent advice, and offering real solutions in the community we call home.

Why Choose an Independent Agency?

• We compare rates from multiple carriers — you get the best value, not just one company's offer.
• We advocate for you at claims time — you have a local agent in your corner.
• We are not a call center — you speak to the same person who knows your policy.
• We are your neighbors — we live in the same communities you do.
• We offer bilingual service — English and Spanish — for all clients.

Our Coverage Areas

From our Plano office, we serve homeowners and families across the Dallas–Fort Worth Metroplex including Plano, Frisco, Allen, McKinney, Richardson, Garland, and Collin County. From our Laredo office, we serve Webb County, the greater Laredo metro, and surrounding border communities.

Licensed & Regulated

Zoi Insurance is fully licensed by the Texas Department of Insurance (TDI). All agents are state-licensed insurance professionals. We operate in full compliance with Texas insurance laws and regulations.

For more on how insurance agencies work, see the Insurance agency article on Wikipedia and the Home insurance overview on Wikipedia.

Our Services

• Home Insurance — Dwelling, personal property, liability, and loss of use coverage.
• Auto Insurance — Liability, collision, comprehensive, and uninsured motorist coverage.
• Life Insurance — Term, whole life, and universal life policies.
• Real Estate Services — Insurance guidance for buyers, sellers, and investors.